But with many households unable to borrow, others keen to pay down debt and many businesses swimming in cash, lower interest rates are likely to have only a modest effect.(但是由于許多家庭沒有能力貸款，其他的家庭強烈要求降低債務，以及企業大量流動資金和低利率也有可能有些間接影響。)

Avoiding PMI The easiest way to avoid PMI is to make a cash down payment of 20% or more.(避免死亡是最容易的死亡方式，避免現金作首付20%或更多。)

It now appears that when companies and consumers acquire cash balances they use them to pay down debt rather than to support spending.(現在看來，當企業和消費者獲得現金余額時，他們用這些錢來償還債務，而不是用于消費。)

Bringing down accounts receivable is a great way to improve a business 'cash flow.(將應收賬款降低，是增強企業現金流的好辦法。)

Let's say you are spending a boatload on hardware to ramp up your web service's capacity. And it is bringing your cash flow down.(再舉個例子，如果你在硬件上花費一大筆錢來提升你網絡服務的能力，那么將會使你的現金流下降。)

And as is often the case with renting an apartment, you'll likely have to put down some cash as "security deposit" at the lease inception.(另外，和租借設備時經常遇到的情況一樣，在辦理租車手續時你還需要拿出錢作為“安全保證金”。)

The dealer reduced the price for cash down.(這家商店對付現金的人減價優惠。)

High debt is a legacy of those deals and makes firms nervous about running down cash or spending more of their profits.(高債務是這些交易的產物，而且公司更害怕現金的減少或開支增加。)

Supply is up, demand is down, and cash offers are a seller's dream come true.(在供給增加需求下降的局勢下，現金收購對賣房人而言是夢想成真。)

Other factors are institutional. German mortgage lending is a pretty conservative affair, making it hard for people to get onto the ladder without lots of cash to put down.(另外是制度的影響，德國的按揭貸款相當保守，在沒有大量現金的保障下，人們很難買到房子。)